Accessing the utaut framework in the adoption of insurance policies among smes in ibadan, Nigeria
The current study investigated The rate at which SMEs go into extinction is alarming especially in emerging economies due to poor government policies and in-enabling business environment. It is expected that SMEs would take advantage of insurance policies to cover the obvious risks that they face. This study makes use of the UTAUT theory popularly applied to technology to understand what motivates SMEs to adopt insurance policies. The study enumerated 376 SMEs in the city of Ibadan Nigeria.